Post Office FD Interest Rates 2026 — TD Calculator

Post Office Term Deposit (FD) interest rates 2026. Rates: 6.9% to 7.5%. Tax-saving 5-year FD at 7.5%. Government-backed, safe investment.

Post Office TD Rates

1 year: 6.9%. 2 years: 7.0%. 3 years: 7.1%. 5 years (Tax-saving, 80C): 7.5%. Post Office FDs are backed by the Government of India, making them one of the safest investment options.

Frequently Asked Questions

What is the post office FD interest rate?

Post Office TD rates: 1-year at 6.9%, 2-year at 7.0%, 3-year at 7.1%, 5-year at 7.5%.

Is post office FD better than bank FD?

Post Office FDs offer slightly higher rates (7.5% for 5-year) and are government-backed. But bank FDs offer more flexibility in tenure and online management.