SBI FD Interest Rates 2026 — FD Calculator

Calculate SBI fixed deposit maturity amount. SBI FD rates: up to 7.00% for general citizens, 7.50% for senior citizens. Compare tenures from 7 days to 10 years.

SBI FD Rates 2026

1 year: 6.80%. 2 years: 7.00%. 3 years: 6.75%. 5 years (Tax-saving): 6.50%. Senior citizens get 0.50% extra on all tenures. SBI Amrit Vrishti scheme offers special rates for specific tenures.

Frequently Asked Questions

What is the current SBI FD interest rate?

SBI FD rates range from 3.50% (7-45 days) to 7.00% (1-2 year tenure) for general citizens. Senior citizens get 0.50% additional.

Is SBI FD safe?

Yes, SBI is a government-owned bank. Deposits up to ₹5 lakh are insured by DICGC. SBI FDs are among the safest investments.