Calculate your retirement corpus. Enter current age, salary, savings, and expected expenses. See how much you need to retire comfortably accounting for inflation.
The key question: how much money do you need to retire? A common rule is 25x your annual expenses. If you spend ₹60,000/month (₹7.2L/year), you need ₹1.8 crore. But with 6% inflation, expenses double every 12 years. Start early — SIP + PPF + EPF can build a strong corpus.
Rule of thumb: 25-30x your annual expenses. If monthly expenses are ₹50,000, you need ₹1.5-1.8 crore. Account for inflation — expenses will be 2-3x higher in 20 years.
As early as possible. Starting at 25 vs 35 can mean 2-3x more corpus at retirement age, thanks to compounding.